Should I Apply for Early Retirement or Social Security Disability?
If you are having health problems and work is becoming more difficult, reaching full retirement age may not be a viable option for you.
If you’re nearing age 62 and struggling to complete full work days you may be thinking about taking early retirement with Social Security. If you retire early; however, you will only receive 80% of your full retirement benefits, because you will receive those benefits for a longer period of time. So now you could be missing out on up to $600 dollars on your monthly retirement check.
Early retirement isn’t you’re only option. You may qualify for Social Security Disability. Social Security’s definition of disability is an:
Inability to engage in any substantial gainful activity($1220 per month for 2019) by reason of any medically determinable physical or mental impairment which can be expected to result in death or which has lasted or can be expected to last for a continuous period of not less than 12 months.
If you can qualify for Social Security Disability then you could still receive 100% of your retirement benefits at full retirement age. Filing for, and receiving, Social Security Disability preserves your retirement benefits.
If you truly cannot work any longer, qualifying for Disability wouldn’t be a longshot. Moreover, you’ve been working, and paying for it your whole life, why not let it work for you.
Two in every Three people who file an application through Social Security on their own will be denied. We have over 50 years of practical experience to add to your new or existing claim, let us help you!
We only charge a fee if your disability claim is approved!
We care about people and understand that every claim is unique. Advanced Disability Solutions works hard to get your Social Security Disability (SSDI) claim awarded!
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